Executive Dashboard
See income, expenses, bills, savings, debt and free cash in one live command center, with real-time connection status and the controls that drive the planner.
SRILANKANMADE™ presents
Master Your Cash Flow,
Define Your Wealth.
MoneyFlow™ is a live, structured Google Sheets personal finance planner built to help you budget, log and import transactions, manage debt and BNPL, track savings and net worth, monitor due dates, analyze spending patterns and carry financial commitments across flexible planning cycles.
Google Sheets65+ currencies12 languagesLight & dark modeOne-time purchase
MoneyFlow™ dashboardLive workspace
Built around the actual planner
One financial workspace.
More control.
MoneyFlow™ brings budgeting, cycle management, transaction logging, live currency conversion, CSV import, debt and BNPL tracking, savings, net worth and emergency-runway analysis, spending-ratio insights, due dates, rollover, multilingual controls and spreadsheet maintenance into one connected Google Sheets workspace.
Three Working Views
Switch between Dashboard, Setup & Settings, and Sheet Grid — including a 1:1 map of the planner's MONEY tab ranges from B2:P10.
12 Languages · 65+ Currencies
Translate the live interface across 12 languages and choose from 65+ currencies with native symbols while keeping the underlying financial structure intact.
18 Timezones & Financial Periods
Use Auto-Detect, currency-synced or selected world timezones, navigate 2020–2035, jump to the current month, and work around your actual financial calendar.
Salary Cycles & Cycle Lock
Plan by calendar month, salary cycle or custom date range. Anchor cycles to the 1st, 5th, 10th, 15th, 20th, 25th or 30th and lock the active window when needed.
Inline Targets & Budget Caps
Set income and savings goals or expense, bill and debt caps directly on the account cards, clear them in one click, and monitor progress with live utilization and status badges.
MoM Trends & Allocation
Compare current figures with the previous month, inspect allocation donuts and stacked commitment velocity, and see exactly where earned income is being directed.
Live Dual-Currency Entry
Fetch live exchange quotes for supported pairs, invert the quote, override with a bank or card rate, and preview the converted base amount before logging a record.
Smart Financial Records
Log income, expenses, bills, savings and debt with linked presets, intelligent category detection, due-date offsets, notes, debt frequency/status and BNPL installment steps.
50/30/20 + Net Worth + Runway
Measure needs, wants and savings/debt against the 50/30/20 framework, track assets, liabilities and net worth, and calculate emergency runway with financial safety tiers.
Payment Due Radar
Surface overdue, due-today, tomorrow and upcoming obligations, then settle supported items directly from the radar. Optional Apps Script integration can sync Calendar events and 8:00 AM Gmail alerts.
Active & Archive Records
Search across descriptions, categories, accounts and notes; filter by record type, cycle or due date; edit dates and fields inline; delete with confirmation; or clear the active cycle while preserving archives.
Carry Forward Hub
Carry savings reserves and recurring or BNPL obligations into the next cycle, including installment progression, without rebuilding the same commitments manually.
Sentient Sentry Engine
Protect the latest 36 months, recycle older periods gradually, and help shield the workbook from common formula and structural errors including #DIV/0!, #REF!, #VALUE! and NaN.
CSV Import & Export
Import standardized bank statements through drag-and-drop or pasted CSV text, auto-detect transaction fields, review the batch before import, and export either the active cycle or full ledger archive.
Reset & Recovery Tools
Use reset controls for monthly targets or full records when you intentionally want to start over, with confirmation steps before destructive actions.
Actual product screens
See MoneyFlow™ in action.
These visuals show the current MoneyFlow™ workspace, including the dashboard, automated CSV import, net-worth and 50/30/20 analysis, payment radar, transaction ledger, rollover tools and regional settings.
01 — MAIN DASHBOARD
Your financial command center.
See income, expenses, bills, savings, debt and free cash flow alongside budget targets, allocation visuals and the tools that control your active financial cycle.
02 — NET WORTH & 50/30/20
Turn your numbers into useful signals.
Review current net worth, total assets, active debt and a multi-period wealth trajectory alongside needs, wants and savings/debt allocation analysis.
03 — FINANCIAL HEALTH SUITE
Measure resilience, not just spending.
Use 50/30/20 analysis, net worth, debt-to-asset leverage and emergency runway together to understand the strength of your current financial position.
50 / 30 / 20NEEDS · WANTS · SAVINGS + DEBTNET WORTHASSETS − LIABILITIESRUNWAYLIQUID RESERVES ÷ MONTHLY BURN
04 — AUTOMATED CSV IMPORT
Bring statement data into the ledger.
Upload a bank or card statement CSV, use automatic field detection and bring structured transaction data into the MoneyFlow™ workflow.
05 — PAYMENT DUE RADAR
Know what is due next.
Surface upcoming obligations and due-date status in one place so bills and other commitments stay visible within the active cycle.
06 — TRANSACTION LEDGER
Search, filter and manage records.
Work with active-cycle and archived records, use category and due-date filters, edit entries and export structured CSV data.
07 — CARRY FORWARD & ROLLOVER
Keep the next cycle ready.
Carry savings reserves and recurring or installment commitments into the following planning period without rebuilding them manually.
08 — LANGUAGE & CURRENCY
Make MoneyFlow™ work your way.
Switch between 65+ currency options and 12 interface languages to personalize the workspace for different regions and use cases.
09 — LIGHT MODE
Same system, lighter presentation.
Use the same financial workflow in a clean light interface while keeping the core dashboard controls and calculations intact.
65+world currencies with native symbols and live conversion support
12interface languages including Sinhala, Arabic, Hindi and CJK languages
18regional timezone options plus Auto-Detect and currency-sync modes
36months of rolling financial history protected by the maintenance engine
Simple workflow
From copy to tracking,
keep it moving.
Make your copy
After purchase and delivery, open the Google Sheets template and make your own working copy in Google Drive.
Set your cycle
Choose your planning period, currency, language, cycle anchor and monthly income or spending targets.
Log & review
Record or import transactions, monitor due dates, manage debt and BNPL, track savings and net worth, review 50/30/20 allocation, carry commitments forward and review your financial cycle.
Product architecture
Your copy.
Your Google Drive.
MoneyFlow™ works with a backing Google Sheet and is designed around direct spreadsheet ranges rather than a separate external database. Your working copy is stored in the Google Drive account where you make the copy, subject to Google's services, sharing controls and policies.
Live spreadsheet architectureMoneyFlow™ reads and writes to the backing sheet ranges used by the planner instead of relying on a separate external database.Rolling history protectionThe Sentient Sentry engine is designed to protect up to 36 months of financial history while recycling older periods gradually.Formula & format protectionThe maintenance layer is designed to safeguard table structures against common spreadsheet errors such as #REF!, #VALUE! and NaN.
Questions
Frequently asked questions.
What do I need to use MoneyFlow™?+
You need a Google account with access to Google Sheets. MoneyFlow™ is delivered as a Google Sheets template that you copy into your own Drive.
Can I use a salary or payday cycle instead of a calendar month?+
Yes. MoneyFlow™ supports a standard calendar month, a custom salary or payday cycle such as the 25th to the 24th, and configurable custom date windows.
Can I track debt and BNPL installments?+
Yes. The planner includes debt status and frequency controls plus installment progression tracking for supported BNPL workflows, including Koko, Payzy and Mintpay configurations listed in the product specification.
Can I import bank or card statements?+
Yes. The current dashboard includes a CSV import workflow designed to map standardized statement fields such as date, description and amount into the transaction ledger, alongside CSV export for active-cycle entries.
Does MoneyFlow™ include net worth tracking?+
Yes. The dashboard includes a visual net-worth view based on total assets and active liabilities, with historical tracking designed to show how the position changes over time.
What is the 50/30/20 analysis?+
The dashboard includes an analysis widget that compares the active cycle's needs, wants and savings/debt allocation with the 50/30/20 budgeting framework.
Can MoneyFlow™ convert currencies while I log a transaction?+
Yes. The current dashboard includes a dual-currency entry workflow with live exchange-rate fetching, quote inversion, a bank-rate override and a converted-amount preview before submission.
Does MoneyFlow™ calculate emergency financial runway?+
Yes. The Emergency Runway Calculator divides liquid reserves by monthly burn rate and presents safety tiers for more than 6 months, 3–6 months and less than 3 months.
What are the Dashboard, Setup & Settings and Sheet Grid views?+
Dashboard is the main command center, Setup & Settings is the operating guide and architecture reference, and Sheet Grid maps dashboard cards to the underlying MONEY tab ranges.
Can I use Google Calendar and Gmail reminders?+
Yes. The Payment Due Radar includes the Apps Script integration path for automated 8:00 AM Gmail reminders and Google Calendar event synchronization.
Can I reset my targets or records?+
Yes. Monthly targets can be reset from the dashboard, while a separate master reset can clear transaction records and re-zero totals after confirmation.
How many currencies and languages are available?+
The current product specification supports 65+ currencies and 12 interface languages, with currency symbols and localized interface controls.
How does the 3-year history protection work?+
The Sentient Sentry engine is designed around a rolling 36-month protection window, with gradual recycling of older periods rather than an abrupt full-history reset.
Is MoneyFlow™ financial advice?+
No. MoneyFlow™ is a budgeting and financial organization tool. It does not provide personalized financial, investment or tax advice and does not guarantee financial results.
One-time purchase
Build a clearer
financial system.
Get MoneyFlow™ for a single payment of Rs 1,990.00. Use your purchased template without a recurring MoneyFlow™ subscription.
MoneyFlow™ — The Smart Personal Finance Planner
Rs 1,990.00
One-time purchase · Lifetime use of your purchased template